Chartier has worked 21 years in banking within the financial services groups American Express, Dresdner Bank, and Bank of Boston (now Bank of America). His banking expertise ranges from credit analysis to domestic and cross-border lending, treasury sales, foreign exchange and interest risk hedging advisory services. Frédéric has worked in a diverse cultural and geographic environment. As Director of Institutional Treasury sales at American Express Bank in London, his geographic customer base encompassed 15 countries spanning from Europe to the Middle East, and Africa. He has lived on 3 continents, Europe, North America, and Africa, and speaks 4 languages. Born and raised in Paris, Frédéric received a B.B.A and an M.B.A from the University of Texas at Austin, and also holds a post-graduate degree in banking from the Centre d’Etudes Supérieures de Banque (C.E.S.B.) in Paris. He has been teaching Economics and Finance at Babson College since 2004. His main expertise focuses on Money & Banking and International Finance. Frédéric works in English, French and Spanish.