GENERAL LIABILITY INSURANCE

Liability refers to incidents caused by the negligence of the College and resulting in:

  • Bodily injury to a
    • student
    • guest
    • vendor
  • Damage to the property of a 
    • student
    • employee
    • guest
    • vendor

These incidents may occur on College premises or they may occur off College premises during a College event or program.

Note:

  • For information related to liability involving the use of a vehicle driven on behalf of the College, see Automobile Insurance.
  • For information related to bodily injury of an employee while performing their duties, see Workers' Compensation.

Reporting a Liability Incident

For incidents occurring on College premises and resulting in bodily injury or property damage:

  • Contact Public Safety at ext 5555 to report the incident.
  • If Public Safety cannot be reached and an injured person requires medical attention, call 911.
  • Do not make any statements regarding liability or payment of bills. 
  • Public Safety will conduct an investigation and forward information to the appropriate parties, including Risk Management. 
  • Risk Management will notify the appropriate insurer(s).

For incidents occurring off College premises and resulting in bodily injury or property damage:

  • If injured person(s) needs medical assistance, call 911.
  • If there is property damage, advise the owner of the property.
  • Contact Public Safety at 781-239-5555 to report the incident as soon as practical, but no more than 24 hours after the incident occurs.
  • Do not make any statements regarding liability or payment of bills.
  • Public Safety will conduct an investigation and forward information to the appropriate parties, including Risk Management.
  • Risk Management will notify the appropriate insurer(s).

You may be asked to provide the following information:

  • A description of the incident. 
  • The condition of the premises. 
  • The name(s), telephone number(s), and address(es) of the injured person(s) and any witness(es).
  • Physical State of the injured person.
  • Any statement the injured person made regarding the incident.

Guests and vendors wishing to report an incident can contact the Public Safety Office at 781-239-5555 or Risk Management at 781-239-5688.

 

 Contact Us

 
Jeannette Angles, ARM
Risk Manager
231 Forest Street
Nichols, Room 171
Babson Park, MA 02457
781-239-5688