General Liability Insurance

Liability refers to incidents caused by the negligence of the College and resulting in:

Bodily injury to a

• Student
• Guest
• Vendor

Damage to the property of a

• Student
• Employee
• Guest
• Vendor

These incidents may occur on College premises or they may occur off College premises during a College event or program.

For information related to liability involving the use of a vehicle driven on behalf of the College, see Automobile Insurance.

For information related to bodily injury of an employee while performing their duties, see Workers' Compensation.

Reporting a Liability Incident

For incidents occurring on College premises and resulting in bodily injury or property damage:

• Contact Public Safety at ext 5555 to report the incident.
• If Public Safety cannot be reached and an injured person requires medical attention, call 911.
• Do not make any statements regarding liability or payment of bills.
• Public Safety will conduct an investigation and forward information to the appropriate parties, including Risk Management.
• Risk Management will notify the appropriate insurer(s).

For incidents occurring off College premises and resulting in bodily injury or property damage:

• If injured person(s) needs medical assistance, call 911.
• If there is property damage, advise the owner of the property.
• Contact Public Safety at 781-239-5555 to report the incident as soon as practical, but no more than 24 hours after the incident occurs.
• Do not make any statements regarding liability or payment of bills.
• Public Safety will conduct an investigation and forward information to the appropriate parties, including Risk Management.
• Risk Management will notify the appropriate insurer(s).

You may be asked to provide the following information:

• A description of the incident.
• The condition of the premises.
• The name(s), telephone number(s), and address(es) of the injured person(s) and any witness(es).
• Physical State of the injured person.
• Any statement the injured person made regarding the incident.

Guests and vendors wishing to report an incident can contact the Public Safety Office at 781-239-5555 or Risk Management at 781-239-5688.